Insurance and Employer Benefits Don't Need To Be Hard.


Get A Personal Insurance Quote


Ask Our Employer Benefits Expert For Guidance


Get A Commercial Benefits Quote

How Joe Bernal Insurance & Financial Services Is Different

Understanding insurance can be tricky, so it's crucial to have a working understanding of your coverage and what you need. This can make a major difference in the price you will pay, as allow you to understand how your choice of insurance will protect your lifestyle, assets, and personal property.

Helpful Insurance Topics: Assisting You Where Ever You Are In Life's Journey

We do more than simply provide insurance and financial services. We want to make sure you are covered in all aspects of life.

What Our Customers Have To Say...

It is my pleasure to recommend Joe Bernal Insurance. I have been a client for many years, and I appreciate that he understands our insurance needs and provides us with just the right coverage and at an affordable rate. I also appreciate the courtesy and assistance from the staff of Joe Bernal Insurance; they respond promptly and professionally to any questions and inquiries that I have

Thank you for a job well done.

Flemming Carlsen

Owner | Copenhagen Imports

Our company began to conduct business with Joe Bernal Insurance and Financial Services through our membership with the El Paso Association of Builders. LHC is a small company with less than 10 employees and we have always offered health insurance benefits to all employees. Prior to meeting Joe, we were very dissatisfied with our health insurance coverage. It was a high deductible plan with high premiums. With every renewal our premiums would go up and our benefits down. After we visited with Joe concerning our insurance needs, we joined the Association plan. To our delight it offered much better coverage. Our premium was less, and our benefits improved. This is the second year we have purchased insurance through the builders association, and I am very pleased with the product

Joe Bernal Insurance and Financial Services has proved themselves to be a true benefit to our company. Since meeting Joe, I have asked him to give us a quote on other insurance matters. I find Joe to be extremely professional and personable always willing to spend time considering our situation and financial goals and taking time to explain the product in question. He has a very qualified staff and they are always pleasant to work with. I highly recommend Joe Bernal as an insurance carrier and look forward to a long qad prosperous business partnership

-Georgette Hamilton

President | Lloyd Hamilton Construction Inc.

We have worked with Joe Bernal for many years and we would recommend him highly. We have dealt with him in matters pertaining to our employee benefits in the areas of life insurance, health insurance and other insurance related matters. His service is excellent. He is always available and willing to meet with us in our office at any time. His staff is attentive and very professional. He is professional, knowledgeable, courteous and attentive in all matters. He get the job done in a most efficient manner

We would recommend him and his agency highly. Thank you for your time and attention.

Dave Fuller

Managing Partner/CEO | Tri-State Electric, Ltd.

Classic American Homes has been in business in El Paso since 1988. As an employer we made the decision to offer a health benefits package to our employees in 2005. Since that time Joe Bernal has been our broker for health insurance. Joe is now also providing life insurance packages to our employees.

Joe Bernal has always operated in a very professional manner. Joe has shown to be helpful, friendly and courteous to others. He makes sure he has proper information to pass on to our employees. He is up-to-date with upcoming political and economic changes that will impact our employee benefits package. Another strong characteristic of Joe is that he is bilingual. His staff is extremely helpful as well.

In conclusion, Classic American Homes highly recommends Joe Bernal Insurance and Financial Services, Inc. for employee benefits packages.

-Priscilla Hernandez

Vice-President | Classic American Homes